Access to Over 30 A-Rated Carriers
We partner with more than 30 highly-rated insurance carriers, ensuring you have access to the most reputable and financially stable providers in the industry. This wide selection allows us to offer you a range of high-quality coverage options.
Specialized, Licensed Agents
Our licensed agents are experts in crafting bespoke insurance solutions that fit your unique situation. With a deep understanding of your needs and goals, we tailor coverage specifically for you, providing personalized recommendations and unmatched service.
Commitment to Value and Coverage
We are dedicated to finding you the most comprehensive coverage at the lowest possible cost. Our goal is to deliver exceptional value by negotiating with reputable carriers to ensure you receive the best coverage for your budget.
Integrity and Transparency
We promise to never sell you a policy that isn’t a perfect fit just to make a quick profit. Your needs and financial well-being come first. Our commitment is to provide honest, transparent advice and solutions that genuinely benefit you and your family.

Why Choose BHB?
Our Tailored Life Insurance Solutions

Indexed Universal Life Insurance
This policy offers permanent life insurance with flexible premium payments and a death benefit, alongside a tax deferred cash value component linked to a stock market index. Most plans offer living benefits such as accelerated death benefits (25% - 80%) for qualifying chronic or terminal illnesses such as Cancer, Heart Attack or Stroke, allowing you to access funds while you are still alive. These enhancements provide comprehensive support for various health challenges while also offering tax-advantaged growth for retirement.
Final Expense Insurance
Essentially a whole life policy, the death benefit is designed to cover funeral costs, medical bills, and other end-of-life expenses. It offers affordable premiums with straightforward benefits to ensure that your final arrangements are handled without financial strain on your loved ones.


Whole Life Insurance
These policies offer permanent coverage with fixed premiums, a guaranteed death benefit, and a cash value component that grows over time. Most plans offer Living benefits such as accelerated death benefits (25% - 80%) for qualifying chronic or terminal illnesses such as Cancer, Heart Attack or Stroke, allowing you to access funds while you are still alive. You can also opt into long-term care riders, and disability income riders. These features provide added financial support if you experience significant health challenges.